SayPay is a non-custodial voice-activated money transfer platform for the world's underbanked. Speak to send. Speak to receive. No bank required.
Three steps. No paperwork. No bank account required.
Open SayPay and say what you want: "Send fifty dollars to +234..." — in your own language, on your own phone.
SayPay signs the transaction from your self-custody wallet. We never touch your funds or your keys.
Money lands in the recipient’s mobile money, bank account, or cash-pickup location — often in under 60 seconds.
SayPay exists because financial exclusion is a design problem, not a destiny.
Literacy shouldn’t be a prerequisite for financial access. If you can speak, you can send.
Non-custodial by design. We provide the software. You always own the funds.
Designed for the 1.4 billion adults excluded from traditional banking — not adapted from products built for someone else.
Financial inclusion across three continents, deliberately built for local realities.
Nigeria, Kenya, Ghana, Egypt, South Africa, Tanzania, Uganda, Rwanda — connecting mobile money ecosystems to global rails.
Mexico, Colombia, Brazil, Argentina, Peru — bringing voice-first financial inclusion to a region already ahead on stablecoin adoption.
One of the world’s largest remittance corridors — built for the millions of Filipinos who deserve better than legacy rails.
SayPay is a software company. Money movement is handled by best-in-class licensed partners.
USDC on modern L2 infrastructure
Licensed regional partners per corridor
Users own their keys — always
FATF-aligned tiered due diligence
Our architecture is designed around global financial compliance frameworks — not against them.
Investor, partner, or licensed infrastructure provider — we'd love to talk.
founder@say-pay.net